Chanakaya - 10 Points
1. There are three gems upon this earth; food, water, and pleasing words -- fools (mudhas) consider pieces of rocks as gems.
2. He who loses his money is forsaken by his friends, his wife, his servants and his relations; yet when he regains his riches those who have forsaken him come back to him. Hence wealth is certainly the best of relations.
3. (Lord Visnu asked His spouse Lakshmi why She did not care to live in the house of a brahmana, when She replied) " O Lord a rishi named Agastya drank up My father (the ocean) in anger; Brighu Muni kicked You; brahmanas pride themselves on their learning having sought the favour of My competitor Sarasvati; and lastly they pluck each day the lotus which is My abode, and therewith worship Lord Shiva. Therefore, O Lord, I fear to dwell with a brahmana and that properly.
4. The scholar who has acquired knowledge by studying innumerable books without the blessings of a bonafide spiritual master does not shine in an assembly of truly learned men just as an illegitimate child is not honoured in society.
5. We should repay the favours of others by acts of kindness; so also should we return evil for evil in which there is no sin, for it is necessary to pay a wicked man in his own coin.
6. Though the sea, which is the reservoir of all jewels, is the father of the conch shell, and the Goddess of fortune Lakshmi is conch's sister, still the conch must go from door to door for alms (in the hands of a beggar). It is true, therefore, that one gains nothing without having given in the past.
7. A woman does not become holy by offering by charity, by observing hundreds of fasts, or by sipping sacred water, as by sipping the water used to wash her husbands feet.
8. A king, a prostitute, Lord Yamaraja, fire, a thief, a young boy, and a beggar cannot understand the suffering of others. The eighth of this category is the tax collector.
9. O ketki flower! Serpents live in your midst, you bear no edible fruits, your leaves are covered with thorns, you are crooked in growth, you thrive in mud, and you are not easily accessible. Still for your exceptional fragrance you are as dear as a kinsmen to others. Hence, a single excellence overcomes a multitude of blemishes
10. Do not be very upright in your dealings for you would see by going to the forest that straight trees are cut down while crooked ones are left standing.